Checking Accounts

Personal Checking Accounts

A better checking option

Do you still have your account with a bank? Did you know that having an account at the Credit Union can give you access to lower fees and earn you a better interest rate? Experience the credit union difference by opening a First NRV Checking Account today!

  • No minimum balance required.

  • No monthly fees, check clearing charges*, or teller transaction fees.

  • Unlimited Surcharge-Free ATM transactions at any ATM covered under our network.

  • Mobile App

  • Online Banking

  • E -Documents


other great features include:

  • Mastercard Debit Cards - Our debit cards can be used anywhere that Mastercard is accepted

  • Write Checks with No Fee - Write as many checks as you like without ever having to pay a check writing fee. Less limitations, and more money in your pocket.

  • Access to Cash - Use one of the 80,000+ ATMs in our free ATM Network to avoid unnecessary service charges for balance inquiries & withdrawals at other machines.

  • Online & Mobile Banking - Transfer funds, check your balances, & print copies of checks, all while on the go. Please call 540-639-0885 to be signed up for online banking prior to downloading the mobile app.

  • Free BillPay Services - Never make a late payment again by using our free online bill payment service. Save time & money by setting up payments to take place on the same date each month. We will pay for the postage and send them out in the mail for you, talk about easy!

* Notice: Checks will be available for purchase. Anyone 65+ years of age gets free checks for life. Premier memberships (please call for more details) receive one free check order per year. If a check or ACH attempts to clear from your First NRV Credit Union account and the funds are not available within the account, there will be a $40 insufficient funds fee applied to the account where the check was drawn from. This fee only applies to First NRV Credit Union accounts. No exceptions will be made. First NRV Credit Union will not contact you to notify you of any potential and/or pending overdrafts on your account(s).



Christmas Club
Current Rates

Contact Us

Branch Office:
900 W. Main St.
Radford, VA 24141

Mail To:
PO Box 2963
Radford, VA 24143

Phone: 540-639-0885
Fax: 888-586-0349

Routing Number

Branch Hours:
Monday - Friday
8:00AM - 5:00PM

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