Routing Transit Number (RTN): 251482066

Personal Checking Accounts

Lifetime Free Checking Accounts

Open a First NRV Checking account, and start experiencing free checking for life! No monthly service charges, no minimum balance requirements, & more!

  • No minimum balance required.

  • No monthly fees, check clearing charges*, or teller transaction fees.

  • Unlimited Surcharge-Free ATM transactions at any ATM covered under the CU24 network.

  • Online & Mobile Banking is now available.

  • E-Deposit service coming soon!

  • E -Statements are now available.

  • Funds Availability Policy applies.

Youth Checking Accounts

let them learn the basics of spending

Open a Youth Checking Account at First NRV Credit Union today. No minimum balance required! In order for your child to be eligible for a Youth Checking Account, they must meet the following requirements:

  • Must be 16 years of age or older.

  • Must have a First NRV Credit Union Youth Savings account.

    • All First NRV members are required to have a savings account.

  • Photo ID (Learner’s Permit, Driver’s License, etc)

  • Must have a co-owner on the account that is their legal guardian or a relative.


Mobile & Online Banking


First NRV FCU’s online & mobile banking is a safe and secure way to view your account information online for FREE. This is a lifetime free service.
You will be able to do the following while using Online & Mobile Banking: 

  • View transactions history on your account(s).

  • Simplify your life by setting up e-Statements, e-Notices, and Automatic Bill Pay.

  • Make recurring and/or one-time transfers between your accounts.

  • Withdraw money and have checks sent to your mailbox.

  • And much more!


Mastercard Debit Cards

get your first debit card for free

  • Your first ATM/Debit card is free.

  • If your card is ever lost or broken there is a $10 replacement fee for the first card that you have replaced.

  • The card reorder fee will only be waived if a fraudulent charge try to clear from your First NRV debit card.


Direct Deposit

Go Paperless with Direct Deposit

Have your paychecks automatically deposited to your accounts, save yourself the trips to our lobby! Direct deposit is an electronic payment from one bank account to another. For example, when money moves from an employer’s bank account to an employee’s bank account, although there are several other ways that direct deposit can be used.

  • Earn a discount on loans at First NRV by setting up direct deposit

  • Setup auto-pay for your loans from your direct deposit

  • Build your savings quickly with automatic transfers

  • See when your deposit hits with online banking


Overdraft Protection - Automatic Transfers

no more service charges!

  • First NRV Credit Union’s Overdraft Protection service requires you to link your savings to your checking account. In order for this service to operate effectively, and save you from overdraft fees, you must have matching funds present within your linked savings account.

  • Automatically transfer money from your savings account to your checking account to prevent insufficient fund fees from being applied to your account.

  • If you do not have the necessary matching funds in your savings account to cover the amount of the transaction that is trying to clear your accounts, an NSF fee will be applied to your accounts for any and all overdrafts. No exceptions will be made.


*A HELPFUL TIP FROM YOUR FRIENDLY NEIGHBORHOOD CREDIT UNION:  Take advantage of our online account access through this website to keep better track of the transfers that you have made each month! This will help you dodge the Reg D fee! Just remember, no more than 6 transfers from your savings to your other accounts within one month, or else a $20.00 fee will be applied to your account. NO EXCEPTIONS WILL BE MADE.


Share Rates - effective 4/1/18 Current Rate APY** Type
Regular Shares 0.50% 0.50% $50,000.00 and above
  0.25% 0.25% $1,000.00 to $49,999.99
  0.00% 0.00% $5.00 to $999.99
Checking 0.10% 0.10% Average daily balance $100.00
Christmas Club - effective 04/01/2018 0.25% 0.25% 1st early withdrawal is free.
Every early withdrawal afterwards,
a $10.00 fee will be applied.
IRAs 1.00% 1.003756%  
Share Certificates - effective 04/01/2018      
1 year 0.60% 0.601351%  120 day interest penalty for early withdrawals
2 year 0.75% 0.752112%  120 day interest penalty for early withdrawals
3 year 1.00% 1.003756%  120 day interest penalty for early withdrawals
5 year 1.25% 1.255872%  120 day interest penalty for early withdrawals

*APR = ANNUAL PERCENTAGE RATE. **APY = ANNUAL PERCENTAGE YIELD. Dividends set at end of each quarter and paid quarterly on all but checking which is paid monthly.

* Notice: Checks will be available for purchase. Anyone 65+ years of age gets free checks for life. Premier memberships (please call for more details) receive one free check order per year. If a check or ACH attempts to clear from your First NRV Credit Union account and the funds are not available within the account, there will be a $40 insufficient funds fee applied to the account where the check was drawn from. This fee only applies to First NRV Credit Union accounts. No exceptions will be made. First NRV Credit Union will not contact you to notify you of any potential and/or pending overdrafts on your account(s).