Lending Services and Lines of Credit

Interest rate adjustments/discounts will be assessed during the loan application process. Please contact one of our loan officers at 540-639-0885 for further information or questions.


New & Used Auto, Truck, Motorcycle, & 4-Wheeler Loans

find your dream car today.

  • Interest Rates starting as low as 3.99%

  • Now offering loans for new and used vehicles at First NRV Credit Union. Please call (540)639-0885 so we can gather all of the necessary information about the vehicle(s) you are looking at!

    • Call ahead to setup an appointment with one of our loan officers to see if they can get you a pre-approval for a certain amount!

      • That way you can have your budget set, and go window shopping!

 A beatuiful 2018 4x4 Chevy Silverado 1500 pickup truck. Find your new car today!

A beatuiful 2018 4x4 Chevy Silverado 1500 pickup truck. Find your new car today!

APPLY FOR LOAN


Mortgages

turning houses into homes.

  • Speak to one of our mortgage lenders for interest rate details. Please call 540-639-0885 to speak to Owen or Brenda.

  • Click on LEARN MORE below to be redirected to our Mortgage page.

    • Click on your mortgage officer's name below to begin your Mortgage Preflight.

    • Click here to calculate your Monthly Mortgage Payments (2nd item in the list on this page, look for the words "Save By Refinancing Your Mortgage").

 The key to your dream house is waiting for you…

The key to your dream house is waiting for you…


VISA Credit Cards

Convenient, fair, & reliable.

  • The current interest rate for First NRV VISA Credit Cards is 12.00% APR

  • Rate is based off of Wall Street Prime Rate + 7% APR

  • No annual fees. EVER.

  • No cash advance fees.

 Convenient. Secure. Reliable. Apply for a First NRV VISA Credit Card today.

Convenient. Secure. Reliable. Apply for a First NRV VISA Credit Card today.


Payday Alternative Loans

providing A helping hand

  • Are you in between a rock and a hard place? Apply for a 6-Month Term Payday Advance Loan at First NRV Credit Union today.

  • Interest Rate starting as low as 28.00% APR. Interest rate discounts are available. Please call for more details.

  • A $20.00 Payday Advance Loan fee that is applied to your accounts for this type of loan.

 In a tight spot with your money? Let us be your PAL! Apply today!

In a tight spot with your money? Let us be your PAL! Apply today!

APPLY FOR LOAN


Home Equity Lines of Credit (HELOC)

with No Closing costs!

  • Find the value of you home today. Make your home work for you!

  • Interest rate is dependent on Wall Street Prime + 0% APR

    • Wall Street Prime has a rate cap of 14.00% APR

 Find out the true value of your home today.

Find out the true value of your home today.


Unsecured Signature Loan

No collateral, no problem.

  • This type of loan requires no collateral to secure the loan, but the interest rate is higher than that of a secured rate, such as a vehicle loan.

  • Interest rates for Unsecured Signature Loans starting as low as 7.99% APR at First NRV Credit Union.

 No collateral? No problem. Apply for an unsecured loan with First NRV Credit Union today.

No collateral? No problem. Apply for an unsecured loan with First NRV Credit Union today.

APPLY FOR LOAN


RV, Motor Homes, Campers, & Boats

camp like a king. buy an rv today!

  • New & Used Rates Apply! Call (540)639-0885 to speak to one of our loan officers today!

  • Interest Rates starting as low as 5.74% APR for RV, Motor Home, & Boat loans.

 Anyone else feeling an RV trip? Well First NRV Credit Union can make that happen! Apply online today!

Anyone else feeling an RV trip? Well First NRV Credit Union can make that happen! Apply online today!

APPLY FOR LOAN


Unimproved Property Loans

your dream home can be your reality.

  • Thinking of buying some property and building a home? First NRV Credit Union can make that happen.

  • Interest rates for unimproved property loans starting as low as 6.00% APR.

 Having trouble finding your dream home? Buy some property and build it. Apply online today!

Having trouble finding your dream home? Buy some property and build it. Apply online today!


Disclosure: First NRV Credit Union is an equal opportunity lender. All loan types require the First NRV member/loan applicant in question to complete our loan application process. This includes filling out an application. Some loan types offered by First NRV require a credit report of the applicant to be pulled and reviewed by a loan officer. The information gathered during this process, as well as other deciding factors, will be used to approve or deny the application(s). Please call 540-639-0885 for more information on the loan application process.