SAVINGS ACCOUNTS

Routing Transit Number (RTN): 251482066


Share Savings Accounts

LITTLE BY LITTLE, A LITTLE BECOMES A LOT.

All members are required to have and maintain a share savings account in order for them to be a member at First NRV Credit Union

  • $10 is required to open a membership savings account at First NRV Credit Union. A $5.00 minimum balance is required to open & maintain your regular savings account at First NRV Credit Union, and the other $5 covers your membership fee. The $5 minimum deposit will be placed on hold within your savings account, and symbolizes your "share" of our credit union.

  • If this minimum balance is not maintained within your savings account, all of your accounts will be placed under administrative review. Upon completion of the review, the accounts may be closed if deemed necessary by our management and/or by our board of directors.

  • First NRV Credit Union Savings Accounts are eligible for one free ATM card order. Replacement cards will be $10 in the event that the card is damaged or lost. If there is a risk of fraud on your current card, your new ATM/Debit Card reorder fee will be waived.

  • If our required balance thresholds are met within your savings account, you will earn the matching interest rate for that dollar amount. Please see our current rates for more details on these rates.


Youth Savings Accounts

LET THEM LEARN THE BASICS, WITH ASSISTANCE OF COURSE!

Open a Youth Savings Account at First NRV Credit Union today. Start saving for different moments like your child’s first car, tuition costs for college, and more. And for a limited time, we will be giving $10 gift cards for Sal’s Pizzeria in Radford, Virginia for all new memberships. In order for your child to be eligible for a Youth Savings Account, they must meet the following requirements:

  • Must be eligible for membership based on our current membership fields.

  • Must have a First NRV Credit Union Youth Savings account.

    • All First NRV members are required to have a savings account.

  • Photo ID (School ID, Library Card, Rec Hall ID, etc)

  • Must have a co-owner on the account that is their legal guardian or a relative.

  • $10.00 is required to open the account. $5 membership fee, and a $5 minimum balance for the account.

For savings options with a higher return rates, please view our current share certificate offers on our personal savings continue reading, or visit that page now by clicking here.


Christmas Club Account

‘TIS THE SEASON…TO BE STRESSED ABOUT MONEY!

Open a Christmas Club Savings Account at First NRV Credit Union today and avoid the holiday money blues!

  • No minimum balance is required to open one of these club savings account.

  • The account can be opened at any time in the year.

  • No monthly deposit requirements.

  • All balances earn dividends. See our current rates for more information.

  • The current dividend rate is posted quarterly.

  • You can even setup a direct deposit to help fill your Christmas Club before the holidays.

  • You cannot transfer or withdraw from this account. If you need the funds before the release date of November 1st of each year, the account will be closed and all funds will be released for your use. Once closed it cannot be reopened until November 1st of that year.


Share Certificates

WATCH YOUR MONEY GROW!

Upon maturity, the Share Certificate Account will automatically renew at the current rate and will be subject to First NRV Credit Union's terms and conditions.

  • Promotional Offers on Share Certificates are not eligible for renewal at the promotional rates.

    • These are one time promotional offers, and will not be renewed at the elevated interest rate. No exceptions will be made.

  • After the initial maturity of the certificate, there is a 10-day grace period to make changes to the renewal and/or disbursement method.

  • Dividends are posted quarterly to all certificate accounts.


Saving Money: Financial Literacy & Responsibility

budgeting is a good thing. we promise.

Below is a link that will redirect you to a page on the National Credit Union Administration's (NCUA) website that has numerous articles, advice, and tricks for helping you to become more financially responsible.