VISA Credit Cards


VISA Credit Cards

Convenient, fair, & reliable.

Some credit card offers try to entice you with low introductory rates, special cash back rebates, and reduced or no annual fees. These offers seem like a great deal, but they will normally charge you higher rates after the introductory period ends. Make sure to always read the fine print to avoid any clever tricks that these companies may have up their sleeves!

With a First NRV VISA Credit Card, you are guaranteed the following perks & services for all of our VISA Card Holders:

  • 12.50% APR

  • No Annual Fees

  • No Monthly Service Fees

  • No Cash Advance Fees

  • No interest accrues if they are paid within 25 days of the purchase

  • No Balance Transfer Fees

  • Internationally recognized at more than 5.5 million businesses

  • Low minimum payment = 3% of your balance or $20.00, whichever is greater

  • Free Travel Insurance

  • Travel Discounts

  • Travel Dividends

  • 24/7 Cash Advances from any VISA ATM.

  • Eyewear Discounts

  • Customer Service Number: 1-800-808-7230

All potential loan interest rate adjustments/discounts will be assessed during the loan application process, please see loan rates & more section for a full list of applicable loan discounts and credit score grades. Not all loan types are eligible for interest rate discounts. Please call 540-639-0885 for more details.


Christmas Club
Current Rates

Contact Us

Branch Office:
900 W. Main St.
Radford, VA 24141

Mail To:
PO Box 2963
Radford, VA 24143

Phone: 540-639-0885
Fax: 888-586-0349

Routing Number

Branch Hours:
Monday - Friday
8:00AM - 5:00PM


Customer Service:

Online VISA Access: