NRV Choice Checking Accounts
At First NRV, our checking accounts are designed to help you maximize your deposits and give you convenient access to your funds, all while enjoying great benefits like higher interest rates and no hidden fees. Explore the advantages of NRV Choice Checking Accounts and see how you can earn up to 5.00% APY** with no minimum balance required.
Get Paid for your deposits
Earn up to 5.00% APY** on your Average Daily Balance (ADB) with NRV Choice Checking. No minimum balance is required for these accounts. Offering free mobile banking & mobile deposit. Please continue reading & click on the button below - labeled “Account Disclosures” to find additional requirements and disclosures for NRV Choice Checking.
You must complete the Opt-In form in order to authorize us to activate NRV Choice Checking for your First NRV accounts. Please contact (540)639-0885 or send us an email at info@firstnrvcreditunion.com if you have any questions.
| NRV Choice Tiers | Monthly Direct Deposit | Interest Rate (APY**) |
|---|---|---|
| Platinum | $5,000.00 or more | 5.00% APY** |
| Gold | $3,000.00 - $4,999.99 | 3.00% APY** |
| Silver | $1,000.00 - $2,999.99 | 1.00% APY** |
And the best part? There’s no minimum balance requirement, so you can start earning interest from day one, with easy access to your money whenever you need it.
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Why Settle for Less?
Many banks offer little to no interest on checking accounts, but with First NRV, you can earn up to 5.00% APY**—significantly higher than what other institutions provide. Compare our rates and discover the benefits of switching to First NRV today:
Earn Up To 5.00% APY* ON CHECKING
| Competitors | Annual Percentage Yield (APY**) | Our Difference(s) |
|---|---|---|
| Atlantic Union Bank | 0.00% APY** | Up to 5.00% higher APY** |
| Carter Bank & Trust | 0.00% - 0.05% APY** | Up to 5.00% higher APY** |
| Freedom First FCU | Max of 5.00% APY** (restrictions apply) | Platinum, Gold, & Silver Options |
| Member One FCU | 0.00% - 0.045% APY** | Up to 5.00% higher APY** |
| National Bank | 0.01% APY** | Up to 4.99% higher APY** |
| Truliant | 0.05% APY** | Up to 4.95% higher APY** |
Checking Accounts
Features of NRV Choice Checking Accounts
When you choose NRV Choice Checking, you’re not just earning high interest rates—you’re also gaining access to a host of convenient features:
No minimum balance required
No monthly maintenance fees, check clearing charges, or teller transaction fees
Unlimited surcharge-free ATM transactions at any ATM covered by our network
Mobile Banking, Mobile Deposit, & a plethora of online tools & resources
Online Banking, Text Banking, & eAlerts
Go paperless with eDocuments (Request Access Today)
How to Open Your NRV Choice Checking Account
Opening your NRV Choice Checking Account is quick and easy. Simply follow these steps:
Complete the [Opt-In form] to authorize NRV Choice Checking for your account.
Contact us at (540) 639-0885 or email info@firstnrvcreditunion.com for assistance or any questions you might have.
Once your account is set up, you can start enjoying all the benefits that come with being a First NRV Federal Credit Union member.