Convenient, Fair & Reliable

Some credit card offers try to entice you with low introductory rates, special cash back rebates, and reduced or no annual fees. These offers seem like a great deal, but they will normally charge you higher rates & more fees after your introductory period ends. Make sure to always read the fine print to avoid any clever tricks that these credit card companies have up their sleeves!

With First NRV Credit Union’s VISA Credit Card, you are guaranteed the following perks & services:

  • 12.50% APR

  • No annual fees

  • No monthly service fees

  • No cash advance fees

  • No interest accrues if they are paid within 25 days of the purchase

  • No balance transfer fees

  • Online Payments -

  • Internationally recognized at more than 5.5 million businesses

  • Low minimum payment = 3% of your balance or $20.00, whichever is greater

  • Free travel insurance

  • Travel discounts

  • Travel dividends

  • 24/7 cash advances from any VISA ATM.

  • Eyewear discounts

  • Customer service number: 1-800-808-7230

All potential loan interest rate adjustments/discounts will be assessed during the loan application process, please see loan rates & more section for a full list of applicable loan discounts and credit score grades. Not all loan types are eligible for interest rate discounts. Please call 540-639-0885 for more details.