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Some credit card offers try to entice you with low introductory rates, special cash back rebates, and reduced or no annual fees. These offers seem like a great deal, but they will normally charge you higher rates & more fees after your introductory period ends. Make sure to always read the fine print to avoid any clever tricks that these credit card companies have up their sleeves!

With First NRV Credit Union’s VISA Credit Card options, you are guaranteed the following perks & services:

  1. Rates as low as 5.99% APR*

  2. No Balance Transfer Fees

  3. No Monthly Service Fees

  4. No Cash Advance Fees

  5. Pay Online - www.EZcardinfo.com

  6. Secured credit cards are available

  7. Travel discounts

  8. Travel dividends


Balance Transfers

Are you sick of paying high interest rates for credit cards? If so, then you should do a balance transfer to a First NRV Credit Union VISA credit card. A balance transfer is extremely simple. All you do is transfer the balance from your current card to your new credit card. This is a great option for individuals paying higher credit card rates.

Keep in mind that the current national average for credit card interest rates is 20.15% APR*. Stop paying high interest by clicking on the "Apply Online" button below and switch to a First NRV VISA credit card today!

Additional Information: One of our lending professionals will reach out to you once they begin processing your application. When they contact you, please specify that you are interested in a credit card balance transfer. We thank you for your communication in advance. Please contact us through our phone number at (540)639-0885, or you can send an email to info@firstnrvcreditunion.com, if you have any questions or concerns.


Increase Your Credit Limit

Do you already have a First NRV VISA credit card? If so, are you in need of increasing your credit limit? You can request a credit limit increase today by clicking on the "Apply Online" button below! Once you have done this, you will be redirected to a new page where you can select the loan type that you are applying for. Please select the "Credit Card" option and make sure to fill out all of the forms that are marked with a red asterisk symbol (*).

Additional Information: One of our lending professionals will contact you once they begin processing your application. When they contact you, please specify that you already have a credit card with us and you are interested in increasing your limit. We thank you for your communication in advance. Please contact us through our phone number at (540)639-0885, or you can send an email to info@firstnrvcreditunion.com, if you have any questions or concerns.

All potential loan interest rate adjustments/discounts will be assessed during the loan application process, please see loan rates & more section for a full list of applicable loan discounts and credit score grades. Not all loan types are eligible for interest rate discounts. First NRV Credit Union VISA Credit Cards are not applicable for rate discounts (APR). The 5.99% APY** VISA Credit Card option is dependent on your credit score. Only A+ and A grade letter credit scores will be eligible for the 5.99% APY** option. Please see the loan rates page for a list of the credit score requirements for A+ and A grade borrowers.