First NRV Credit Union

Why You Should Join

Let’s keep it straightforward - Why should you get an account with First NRV?

First thing’s first, we’ll bring up the elephant in the room. Credit Unions vs. Banks.

Credit Unions

Banks

Bank

For the Profits

More Fees

Higher Loan Rates

Lower Savings Rates

FDIC Insured ($250k)

Shareholder-Owned

More Branches = More Profits

For the People

Fewer Fees

Lower Loan Rates

Better Savings Rates

NCUA Insured ($250k)

Member-Owned

Community Centered

 

Be a part of something better.

Serving the NRV since 1937. First NRV offers free for life checking accounts, savings accounts with only a $5 minimum balance, club account options to help you save for the holidays (or your next getaway), online & mobile banking options, competitive share certificate rates, IRA options, a consumer friendly schedule of fees, and Refer-A-Friend cash rewards…should we keep going? Stop waiting, and make the switch to First NRV Credit Union today!

Reviews From Our Members

5-star rating on google & facebook

Alisha

Wonderful and helpful staff

Mary

My mortgage refinance experience with First NRV Credit Union was great! In early 2018, I was unfortunately behind on my mortgage at another local bank. So I called and explained my situation to a First NRV loan officer - her compassionate comment was “I think we can help you; let me take a look.” A couple of days later, she told me it could work, and within a week, she provided fee and payment information; she arranged the appraisal; she was even able to help with a thirty day note for back payment to the other bank, delivered in person to that bank by a First NRV employee. Once documentation processed, she arranged for closing at Patrick Moore’s office. A to Z, it was a seamless process, all parts completed in probably 6 weeks or less. I highly recommend First NRV Credit Union for your mortgage needs..

Lindsay

These are the nicest people who genuinely want to help. I have always had a great experience here.

Keith

Nicest people and the best at what they do. The go to place for anyone in Radford. And the new app is great!

Jessica

They are always friendly and do their best to help you. Awesome bank compared to the others. I’ve never had issues unlike my experiences with other banks.

Keath

Members only credit union. Dedicated and friendly staff who know their clientele. Providing a full range of banking services with online presence.

Kelly

Tanya is the bomb.com and she really helped me with my loan!

Patty

The staff is great! If you need something, they will help you.

Terra & Brandon

Very nice employees! very good customer service.

Anna

They're very friendly and fast service. Best "Bank" in Radford. You will not be disappointed by First NRV Credit Union!

Local Lenders

When our members need a loan, they can call on us to meet any need that they have. Offering loans for new & used vehicles, mortgages to purchase your home, home equity loans & lines of credit to allow you to utilize the equity of your home, personal loans for various needs (medical, vacation, holidays, etc.), VISA credit card options starting as low as 5.99%APR*, loans for recreational vehicles, and so much more.

Owen McKinnie
Loan & Mortgage Officer
(540)639-0885
omckinnie@firstnrvcreditunion.com

Christina Willis
Loan Officer
(540)639-0885
cwillis@firstnrvcreditunion.com

Alisha Kendrick
VISA Credit Card Specialist
(540)639-0885
akendrick@firstnrvcreditunion.com

 

Serving the NRV Since 1937

As a credit union, we embrace and personify the philosophy of “People Helping People” and we are committed to strengthening our local communities in any way that we can. We strive for and dream of achieving financial wellness for all. What is a credit union? A credit union is a lot like a bank, only our profits are returned to our members in the form of lower fees, better interest rates on loans, and better returns on your savings and investments. Why do we do this? Credit unions are non-profit (501c3) member owned organizations where each member owns a share of the credit union, unlike shareholders in banks who are only interested in increasing their profits for their own personal financial gains. Stop padding the shareholders pockets at your bank, and join First NRV Credit Union today.

 

Donation Efforts

Click on any of the hyperlinked text below to learn more about these organizations and the amazing efforts that they are making to help make a difference within our locality. You can even make a donation to these organizations right through their website to help make a difference in the NRV today!


1. Radford POP! Program

2. Radford Emergency Assistance Program

3. Radford | Fairlawn Daily Bread

4. Beans and Rice, Inc.

5. RadRoots

6. Radford Elf Shelf

 
 

Community Service & Donations

 

First NRV Credit Union has held numerous events and volunteered within our community in various ways. All of these efforts have been made because we love our hometown, and we want to help leave a positive and lasting effect within the communities that we serve. As the credit union mantra goes, we are people helping people, and we are excited to be in the position to both help and give back to our communities.

Below you will find several photos of our recent events, community service, and our volunteer efforts. These include our Shred-A-Thon, a Kid's Nickel Pick Up Event at the Motor Mile, check presentations for donation drives, and the placement of planters from our volunteer efforts with the Radford POP! Program.