Opening a First NRV Credit Union Christmas Club Account allows you to save all year long so that you can have the money you need to purchase all the gifts & presents you need for the holiday season without breaking the bank, or maxing out those credit cards!
You can even have your Christmas Club filled automatically via Payroll Deduction. This allows us to automatically deduct a specified amount from your paychecks into your Christmas Club Account each time that you are paid, but you must have an active direct deposit with us in order to do so.
First NRV Christmas Club Accounts disburse & become available to all applicable account holders on November 1st of each year. You can also designate which account you would like us to put it into for you (if you have both a checking & a savings account at First NRV Credit Union), or we can pay for the postage send you a check by mail (at no extra cost to the member).
No withdrawals or transfers can be made from the Christmas Club accounts. Once the money goes in, it stays there until November 1st. If an emergency occurs, and you need to access the money, and early withdrawal penalty will be applied to the account, and the Christmas Club will be closed. No exceptions will be made.
Start saving for the holiday season today, it will be here before you know it! Open a First NRV Credit Union Christmas Club Account today and make sure you are prepared for the holidays!